After an accident, you may be contacted by an insurance company representative. They may seem friendly and helpful, but it’s important to remember that their goal is to pay out as little as possible on your claim. Insurance companies are not your friend, and you should never trust them to take care of you. If you have been in an accident and have to deal with insurance, contact an experienced personal injury attorney.
The Lowball Settlement
One of the most common tactics used by insurance companies is to offer a lowball settlement. This is a settlement that is much lower than the actual value of your claim. The insurance company will often try to convince you that this is the best you can expect and that if you don’t take the settlement, you’ll risk getting nothing.
The Denial of Claims
Another common tactic used by insurance companies is to deny claims altogether. They may claim that the accident wasn’t the fault of the person they insure, or that you weren’t injured as badly as you claim. They may also try to find any reason to deny the claim, no matter how small.
The Delay Tactic
Insurance companies are also notorious for delaying claims. They may take weeks or even months to process your claim, and they may ask for additional information that is not relevant to your claim. This can be frustrating and stressful, and it can make it difficult to get the compensation you deserve. It is critical that you do not allow insurance company conduct to cause you to wait too long to file a lawsuit.
Our Kansas City Area Personal Injury Attorneys Can Help
Insurance companies are not your friend. They are a business, and their goal is to make money. If you’ve been injured in an accident, it’s important to protect yourself and your rights. You should never talk to an insurance company representative without an attorney present. An experienced personal injury lawyer can help you understand your rights and options and fight for the compensation you deserve.
If you’ve been injured in an accident, don’t wait. Contact our Kansas City area personal injury attorneys today. Morefield Speicher Bachman can help you understand your rights and options and fight for the compensation you deserve.