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Navigating the aftermath of a car accident can be overwhelming, and dealing with insurance companies often adds to the stress. It’s crucial to remember that insurance companies, even though they promise to be on your side, are still businesses primarily concerned with their own bottom line. In this article, we discuss common tactics insurance companies use to minimize your payout after a car accident in Kansas City. Common Practices The Rushed Settlement Offer: Insurance adjusters often move quickly to offer a settlement right after an accident. While this might seem helpful, these initial offers are typically much lower than what you may be entitled to. They may try to settle quickly to cut off their obligation to pay for future medical care or lost wages. It’s essential to consult with an experienced car accident attorney before accepting any offers. Recorded Statements: Insurance adjusters may ask you for a recorded statement about the accident. Be cautious – they are skilled at asking leading questions that can later be used against you. It’s best to consult your attorney before providing any recorded statement. Your attorney can help you through this process. Downplaying Injuries: Insurance companies frequently downplay the severity of your injuries, claiming they are minor or pre-existing. They may even use surveillance to dispute your injury claims. Always seek medical attention after an accident, and make sure your injuries are properly documented. Insurance companies aren’t doctors.  Blame-Shifting: Some insurers may try to shift blame onto you, alleging you were partially or fully responsible for the accident. This tactic aims to reduce their liability and perhaps to scare you into a premature settlement. Work with an attorney to prove fault accurately. Delays and Stalling: Insurance companies may use tactics to delay the claims process, hoping you’ll become frustrated and accept a lower settlement to resolve the matter quickly. Your attorney can help keep the process moving and ensure you receive a fair settlement. Lowball Settlements: Offering low settlements is one of the most common tactics used to minimize payouts. Insurance companies may undervalue your claim, making it crucial to have legal representation to negotiate a fair settlement. They evaluate claims every day and they know that most accident victims don’t have the experience to properly value of claim. The Good Cop Approach: Some adjusters use a friendly, understanding demeanor to gain your trust. This “good cop” approach is a strategy to make you feel more comfortable and potentially accept a lower offer. Always remember that their primary goal is to save the company money. Doubting Your Medical Treatment: Insurers may question the necessity of your medical treatment or the legitimacy of your healthcare providers. It’s crucial to maintain a consistent medical record and consult with an attorney to ensure your treatment is properly documented. Underestimating Pain and Suffering: Pain and suffering can be challenging to quantify, and insurance companies often downplay these non-economic damages. Your attorney can help you calculate a fair value for your pain and suffering. Our Kansas City Area Car Accident Attorneys are Here to Help Dealing with insurance companies after a car accident in Kansas City can be a complicated and frustrating process. Understanding the common tactics they use to minimize payouts is the first step in protecting your rights. To ensure you receive the compensation you deserve, it’s essential to consult with an experienced personal injury attorney who will fight for your best interests and help you navigate the complexities of your case. At Morefield Speicher Bachman, we are here to support you through this challenging time and advocate for your rights.

As a personal injury law firm, we are deeply concerned about the recent increase in pedestrian fatalities. According to a new study from the Governors Highway Safety Association (GHSA), pedestrian deaths in the United States have reached a 40-year high. In 2022, an estimated 7,485 pedestrians were killed by drivers, an average of 20 deaths per day. This represents a 12% increase over the previous year. The study also found that the pedestrian fatality rate has been increasing for over a decade. In 2010, the pedestrian fatality rate was 1.61 per 100,000 people. By 2022, the rate had increased to 2.26 per 100,000 people. Why Are Pedestrian Fatalities Increasing? There are a number of factors that are contributing to the increase in pedestrian fatalities, including: Distracted driving: Distracted driving is a major factor in many pedestrian accidents. Drivers who are texting, talking on the phone, or eating while driving are more likely to miss pedestrians on the road. Speeding: Speeding is another major factor in pedestrian accidents. When drivers are speeding, they have less time to react to pedestrians on the road. Impaired driving: Impaired driving is also a major factor in pedestrian accidents. Drivers who are under the influence of alcohol or drugs are more likely to make mistakes and hit pedestrians. Pedestrian error: While pedestrian error is a factor in some pedestrian accidents, it is important to note that drivers have a responsibility to avoid hitting pedestrians, regardless of whether the pedestrian is at fault. What Can Be Done to Reduce Pedestrian Fatalities? There are a number of things that can be done to reduce pedestrian fatalities, including: Enacting stricter laws on distracted driving: States need to enact stricter laws on distracted driving and enforce those laws more vigorously. Reducing speed limits in areas where pedestrians are present: Reducing speed limits in areas where pedestrians are present can give drivers more time to react and avoid accidents. Cracking down on impaired driving: Law enforcement needs to crack down on impaired driving and hold drunk and drugged drivers accountable for their actions. Improving pedestrian infrastructure: Cities and towns need to improve pedestrian infrastructure, such as crosswalks and sidewalks, to make it safer for pedestrians to walk and bike. What to Do If You or Someone You Love Is Injured in a Pedestrian Accident If you or someone you love is injured in a car or pedestrian accident, it is important to contact an experienced personal injury attorney to discuss your legal rights and options. An experienced attorney can help you investigate the accident, identify the responsible parties, and pursue the compensation you need to recover and rebuild your life. We Stand With Pedestrian Accident Victims Our attorneys have extensive experience representing victims of pedestrian accidents. We understand the unique challenges that pedestrian accident victims face, and we are committed to helping them obtain the compensation they need to recover and rebuild their lives. If you or someone you love has been injured in a pedestrian accident, contact Morefield Speicher Bachman today for a free consultation. We can help you understand your legal rights and options, and we can develop a strategy to get you the compensation you deserve.

Delivery trucks are a common sight on our roads, especially during the holiday season. However, accidents involving delivery trucks can have serious consequences, leading to personal injuries and property damage. If you’ve been involved in a delivery truck accident in the Kansas City area, it’s crucial to understand your legal rights and the steps you should take to protect them. Seek Immediate Medical Attention Your health should be one of your highest priorities. After a delivery truck accident, you should seek immediate medical attention, even if your injuries seem minor. Some injuries may not show symptoms right away, and a medical evaluation can document your condition for future legal proceedings. Contact Law Enforcement and Document the Scene Call the local law enforcement authorities to report the accident. The police report will serve as a crucial piece of evidence in your case. Additionally, take photos of the accident scene if you are able, including the vehicles involved, road conditions, and any visible injuries. If you take photos, try to get photos of the delivery vehicle license plate, any damage to the delivery vehicle and your vehicle, and photos of any DOT numbers on the side of the delivery vehicle. This visual documentation can help establish liability later on. Exchange Information with the Truck Driver Collect the contact and insurance information of the delivery truck driver, just as you would in any other accident. Be sure to obtain the name of the driver, their employer’s information, the truck’s license plate number, and any relevant insurance details. Gather Witness Information If there were any witnesses to the accident, obtain their contact information. Eyewitness accounts can be valuable in corroborating your version of events and strengthening your case. Preserve Evidence Keep any evidence related to the accident, such as damaged personal property, torn clothing, or medical records. This evidence can be essential when assessing the extent of your damages and pursuing compensation. Consult an Experienced Personal Injury Attorney Navigating a delivery truck accident claim can be complex. Consulting with an experienced personal injury attorney is one of the most critical steps you can take. They can help you understand your legal rights, guide you through the claims process, and work on your behalf to secure the compensation you deserve. Determine Liability Identifying liability in a delivery truck accident can be multifaceted. Your attorney will investigate the accident, review the evidence, and work with experts to determine who is at fault. Liability may fall on the truck driver, the delivery company, or even third parties responsible for vehicle maintenance. File an Insurance Claim Your attorney will help you file a claim with the at-fault party’s insurance company. Insurance claims typically cover medical expenses, property damage, and other losses. Your attorney will negotiate on your behalf to secure a fair settlement. Prepare for Litigation, If Necessary If a fair settlement cannot be reached through negotiations, your attorney will prepare to take your case to court. They will build a strong legal strategy, gather witnesses and evidence, and represent your interests in the courtroom. Know Your Legal Rights Throughout the process, it’s essential to stay informed about your legal rights and the potential outcomes of your case. Your attorney will keep you apprised of developments and advise you on the best course of action. At Morefield Speicher Bachman, our experienced truck accident lawyers are dedicated to helping individuals who have suffered injuries in delivery truck accidents. We understand the complexities of these cases and are here to advocate for your rights. If you’ve been involved in a delivery truck accident in the Kansas City area, don’t hesitate to reach out to us for a consultation to learn more about your legal options. Your well-being and rights are our top priorities.

When it comes to personal injury cases, the choice of legal representation can significantly impact the outcome of your claim. Boutique law firms like Morefield Speicher Bachman offer unique advantages that can make a crucial difference in your pursuit of justice. Personalized Attention and Care One standout benefit of working with a boutique law firm is the personalized attention and care you receive. Unlike larger firms, boutique firms intentionally maintain smaller caseloads, ensuring that each client’s needs are met with the utmost focus. This personalized approach means your attorney can spend more time understanding your case, communicating with you, and tailoring strategies to your specific situation. Specialized Expertise Boutique law firms often specialize in specific practice areas, such as personal injury law. This specialization means the attorneys at these firms have in-depth knowledge and experience in handling cases like yours. Their deep understanding of the intricacies of personal injury law can be a significant advantage when navigating complex legal processes and advocating for your rights. Direct Access to Experienced Attorneys In a boutique law firm, you are more likely to have direct access to experienced attorneys who are actively involved in your case. You won’t be passed off to junior associates or paralegals. This direct communication allows for clear and open discussions about your case, giving you peace of mind and confidence in your legal representation. Client-Centered Approach Boutique firms often place a strong emphasis on client-centered services. They understand that each client’s situation is unique, and they work diligently to provide tailored solutions. This client-centric approach means that your attorney will genuinely listen to your concerns, answer your questions promptly, and keep you informed throughout the legal process. Collaborative Team Environment Attorneys often work closely together on cases, bringing diverse perspectives and strategies to the table. This collaborative approach can lead to innovative solutions and well-rounded legal strategies tailored to your needs. Efficiency and Agility Boutique firms are known for their efficiency and agility. With fewer bureaucratic layers and a streamlined decision-making process, they can adapt quickly to changing circumstances in your case. This agility can be a significant advantage when pursuing time-sensitive personal injury claims. Local Knowledge and Relationships Strong local ties and in-depth knowledge of the community is crucial in personal injury cases. This local expertise can be invaluable when handling personal injury cases, as it allows attorneys to navigate the local legal landscape effectively, connect with relevant experts, and build relationships with key stakeholders, such as judges and opposing counsel. Proven Track Record Many boutique firms have a proven track record of success in their specialized practice areas. Their reputation often rests on the outcomes they achieve for their clients. By choosing a boutique firm with a history of favorable results in personal injury cases, you can enhance your chances of obtaining a positive outcome in your own case. Our Personal Injury Attorneys Are Here to Help While larger law firms have their merits, experienced boutique law firms like Morefield Speicher Bachman shine in personal injury cases. With their focus on personalized attention, specialized expertise, direct access to experienced attorneys, and client-centered approach, they offer a compelling choice for individuals seeking effective legal representation. If you’ve suffered a personal injury, consider the advantages of working with a boutique firm to maximize your chances of a successful outcome.

When you’re injured in a slip and fall accident on private property in Kansas, it’s important to know your options for pursuing compensation. Private property accidents occur in locations like stores, apartments, offices, hotels, and more. This article outlines key steps to take if you are harmed by unsafe premises. Proving Liability For private property claims, injury victims must prove the property owner failed to maintain reasonably safe conditions. Evidence like poor lighting, lack of rails, or ignored hazards shows negligence. Overcoming Defense Arguments Owners often argue falls resulted from an “open and obvious” danger. Skilled attorneys defeat this by demonstrating negligent conditions. It is important to remember that a condition may be unreasonably dangerous even if it is visible. An important issue is whether the danger is conspicuous enough to be detected by an ordinary visitor. Establishing Damages Save evidence related to injuries, losses, and pain to claim full damages. Experts can calculate future costs from health impacts. Contributory Negligence Kansas follows modified comparative negligence. If you are less than 50% at fault, damages are reduced by your percentage of responsibility. Time Limitations There is a two-year statute of limitations on injury claims in Kansas. However, early legal consultation is essential to prepare cases thoroughly. Over time memories fade, and evidence can be lost. Don’t put it off until it is too late. Out Kansas City Area Slip and Fall Attorneys are Here to Help If you are injured by unsafe premises in Kansas, don’t delay pursuing your legal rights. The experienced attorneys at Morefield Speicher Bachman get results for slip and fall victims statewide. Call today for a free consultation on your case

Far too many lives are cut tragically short by drunk drivers every year. While laws and enforcement play a crucial role, grassroots community initiatives can also help curb dangerous impaired driving. Citizens have the power to instill change locally. This article will explore actions communities can take to prevent drunk driving accidents. Contact an experienced car accident attorney today if you have any questions. Promote Use of Ridesharing Services Rideshare services like Uber and Lyft provide reliable transportation for those who have been drinking, taking their keys out of the equation. Communities can encourage use through partnerships, promotions and facilitated pickup zones.  Support Establishments that Promote Safe Rides Home Restaurants and bars should be training their staff to promote alternative transportation options and  proactively intervene to stop patron drunk driving. At a higher level, the local government can support public transportation that stays open later or encourage developments within walking distance for most people. Organize Awareness and Outreach Events Rallies, candlelight vigils for victims, school assembly talks and social media campaigns bring attention to the devastation from drunk driving, enacting change through education. Establish More Sobriety Checkpoints Advocating for increased police sobriety checkpoints serves as a deterrent and helps take drunk drivers off the roads before tragedy strikes. Team Up with Safety Organizations Partnering with groups like Mothers Against Drunk Driving and Students Against Destructive Decisions creates a powerful, unified front against driving impaired. Our Kansas City Area Drunk Driving Accident Attorneys Can Help Combating drunk driving requires a collaborative effort. Citizens have the power to ignite change locally and prevent senseless tragedies. Through grassroots initiatives, communities can help instill a culture of responsibility surrounding drinking. Contact Morefield Speicher Bachman’s car accident attorneys today, and we will help get you back on track.

The arrival of fall brings changing weather conditions and traffic patterns that can impact motorcycle safety and lead to more accidents. Riders must adapt to stay protected. In this article, we’ll discuss key considerations for operating your motorcycle safely as the seasons shift. Cooler Temperatures Affect Traction Colder fall temperatures can reduce traction on the roadways. Tires will not grip as well, and braking distances increase. Reduce speed, avoid abrupt acceleration or braking, and be cautious of shaded areas prone to black ice. Autumn Rain-Slick Roads Wet weather is common in autumn. Rain reduces visibility for riders and vehicles sharing the road. It also creates slippery surfaces. Ensure adequate tread on tires and reduce speed when faced with rain. Leaves and Debris Fallen leaves and debris can accumulate on roadways in the fall. These hazards are slick when wet and can cause loss of control, especially around turns. Scan ahead and use care navigating covered sections. Sun Glare and Visibility Issues The low sun angles in fall can cause glare and make it hard for motorists to see. Use reflective gear, keep headlights on, and avoid riding directly into the sun. More Commuter Traffic Patterns Back to school and more structured schedules often increase daytime traffic in the fall. Be alert for congestion and vehicles changing lanes. Maintain safe spacing around other commuters. Stay Vigilant Against Drowsy Drivers Shorter days and disrupted sleep routines make drowsy driving more likely. Watch for drifting vehicles and keep your distance from erratic drivers. Ride Defensively As Seasons Shift By anticipating and adjusting to weather and traffic pattern changes, riders can maintain safety despite fall hazards. Remain alert to traction loss, slick roads, and limited visibility. Defensive riding reduces accident risks. Our Kansas City Area Motorcycle Accident Attorneys Can Help Our expert motorcycle accident attorneys have seen it all and will be there to help you through every step of the process. Contact Morefield Speicher Bachman today for a free consultation.